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African Confederation of Cooperative Savings and Credit Association.

Association Des Cooperatives D'Epargne et de Credit D'Afrique Become a MemberUpcoming Events

About Accosca

Our Vision

Promoting financial inclusion in Africa.

OUR Mission

To empower SACCOs in Africa through technical programs.

Core values

  1. Professionalism
  2. Excellence
  3. Equity
  4. Integrity
  5. Innovation


  1. Promoting the establishment of an institutional framework 
    2.Capacity Building
    3.Technical Assistance
    4.Financial assistance and services 
    5.Information exchange 

Our Story

ACCOSCA is a Pan-African confederation of national associations of savings and credit cooperatives societies. ACCOSCA opened its doors in 1968 and is currently being governed by domicile laws and the ACCOSCA constitution. It enjoys a goodwill gesture from its members and other stakeholders that are keen on making Africa a better place to live. The General Assembly which currently comprises of twenty seven countries is the highest organ of the organization. The General Assembly is held annually and is rotated within the region. It ensures that the activities of ACCOSCA remain relevant in meeting the challenges faced by Africa.


Application for membership shall be submitted to the executive secretary and shall be signed by the president or chairperson and by secretary of the registered national association or promotion committee.

The application shall be accompanied by:

  • Country’s law/ decree under which the organization is registered.
  • National Association/ promotion committee by- laws or rules
  • Copy of the resolution to join the confederation passed by the General Meeting of the organization.
  • A membership fee shall accompany the application form.

Our Stats


Years of experience


Accosca Team after Event 2019

Our Top Priorities

ACCOSCA has developed programs aimed at improving socio-economic needs of Africa through saving and credit unions, partnering with various government bodies, development agencies and research institution so as to contribute towards mitigating challenges facing Africa in the twenty-first century aimed at effectively supporting members, working on bringing services to the people not generally served by the formal sector.

Financial Advisory

  1. Forensic Financial Investigations
  2. Budget development
  3. Preparation of a Business Plan / Strategy Development
  4. Basic accounting training
  5. Financial due diligence

Training and Education

ACCOSCA is investing in training needs of Boards and Management staff of SACCO’s across Africa for the next five years (2009-2014). The implementation of five years strategic plan aimed at revitalizing co-operative activities hinges on competent and well trained Board and Management Staff within ACCOSCA and National Umbrella bodies.

Research and Business Development

The research and business development department engages with partnering organization to ensure that policy formulation is robustly developed; an elaborate regional research that caters for regional needs. It is through this that the association effectively contributes towards regional social-economic development of which has a positive impact on members of SACCOs.

Social Economic Products

ACCOSCA develops products through Partnerships that are geared towards improving livelihood of Africans.  The development of these products is guided by ACCOSCA’s vision and mission.The projects are only developed after a conclusive research that identifies cross cutting needs in done.The activities listed above are influenced primarily by research conducted in collaboration with a consultancy firm. 

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We Commited to contribute towards mitigating challenges facing Africa in the twenty-first century aimed at effectively supporting members, working on bringing services to the people not generally served by the formal sector.

George Ombado


Our Partners & Members

  • Kenya.
  • Uganda.
  • Tanzania.
  • Ethiopia.
  • Rwanda.
  • Burundi.
  • Sudan.
  • Nigeria.
  • Ghana
  • Cameroon.
  • Senegal.
  • Ivory Coast.
  • Mali.
  • Mauritania
  • Niger
  • Zambia.
  • Zimbabwe.
  • Mozambique.
  • Angola.
  • Namibia.
  • Botswana.
  • Madagasca.
  • South Africa.
  • Angola.
  • Gabon.
  • DR Congo.
  • Chad.
  • Libya.
  • Egypt.
  • Algeria.
  • Tunisia.
  • Morocco.

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